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Saturday, 10 December 2016

Pet Insurance! is it worth the money?

Pet Insurance! is it worth the money?: Pet insurance can be expensive especially in countries beyond the African borders but some experts and pet owners agree that it can potentially save you money in the long run.
Pet Insurance! is it worth the money?

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Policies require owners to pay for co-payments and deductibles, and there are certain limits on pre-existing health conditions. But despite the cost, if a pet falls ill or gets injured, having the coverage could save owners money.
Here are the 6 things that is worth pointing out as regards Pet Insurance.

6 Things You Should Know about Pet Insurance

Some dog breeds are more prone to certain illnesses that can be excluded from coverage, and purebreds can also cost more to insure. Some insurance companies have an annual limit on claims, and co-payments can also vary.

Owners should keep in mind that pet insurance for older animals can be more expensive, and the coverage could be less comprehensive.

Depending on the insurance company, pet owners may need to submit medical records and paperwork to get a claim paid while other companies will deal directly with the veterinarian.

When buying a policy, pet owners should keep in mind that they may end up paying more in premiums than what’s paid out. But for those with accident prone or ill pets, it could potentially pay off.

“It’s always a really good feeling when we have insurance available and we don’t have to let the financial aspect be as big a part of the health care decisions we make,"

If paying for insurance premiums isn’t appealing, another option for owners can be to make regular contributions to a savings account reserved for pet emergencies.

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